Stuff vs Freedom

Lately I’ve been observing a difference in our diverse circle of friends and acquaintances. Some of them talk about making payments, and some of them talk about making investments. Some talk about pay day, and some talk about dividends. Some want to  go to the mall – others want to take a walk and chat…

What the heck is Stewardship?

Stewardship is a super old fashioned word, one I didn’t hear until I began attending a church in my 20s. Churches tend to speak in metaphors, and euphemisms, and old English. Like “the body of Christ” and “fishers of people”. Stewardship literally means taking care of something, but in church it means “thank you for…

My Credit Score is Terrible – And That’s Ok

So yesterday I was reading about the new “Ultra FICO” and just generally feeling negative about America’s financial industry. If you haven’t heard, now people with really low/ no credit can link all their financial accounts (checking, savings, etc) to try to boost their credit score and borrow money they wouldn’t otherwise be able to…

My Biggest Money Mistake

We bought a house in 2007. Yes we did. Right when the loans were easiest to get and the market was pretty much at its peak. Probably the worst time to buy a house, in the history of house buying. But what did we know – I was 23 years old! Spoiler alert – somehow…

How Much Money Would Change Your Life?

Have you ever played with the thought experiment “What if I won the lottery?” Even though we don’t ever buy tickets, we’ve still had this conversation once or twice. It’s a fun What If game that sets you to dreaming and may even lead to some great discussions about priorities and goals. Another version of…